curl --request GET \
  --url http://localhost:3001/api/v1/business/fraud/analytics/disputes

{
  "success": true,
  "data": [
    {
      "month": "2026-04-01",
      "transactionCount": 1200,
      "disputeCount": 18,
      "disputeRatio": 1.5,
      "vampStatus": "CLEAR",
      "ecmStatus": "WARNING"
    }
  ]
}