Documentation Index
Fetch the complete documentation index at: https://docs.useaxra.com/llms.txt
Use this file to discover all available pages before exploring further.
What is Treasury?
Axra Treasury is a Banking-as-a-Service (BaaS) API that lets fintechs build banking products for their users. You manage the product experience — Axra handles KYC, wallets, payouts, and compliance.How it works
Sign up as a partner
Self-service sandbox signup — get
sk_test_* and pk_test_* keys immediately. No human approval needed for test mode.Create end-users
Create user accounts for your customers via the API. Each user gets KYC verification through our compliance pipeline.
Provision wallets
Create multi-currency wallets (USDC, NGN, EUR, etc.) for your users. Each wallet supports deposits via bank transfer, crypto, or mobile money.
Key concepts
| Concept | Description |
|---|---|
| Partner | Your organization. Has API keys, fee schedule, velocity limits. |
| End-user | Your customer. Has KYC status, wallets, transaction history. |
| Wallet | A currency-scoped balance container. Supports deposits and withdrawals. |
| Payout | A withdrawal from a wallet to an external destination (bank, mobile money, crypto). |
Partner isolation
Every API call is scoped to your partner. You cannot see or access another partner’s end-users, wallets, or payouts. This is enforced at the database level.Sandbox
Test mode is fully functional without touching real payment rails:- KYC fixtures for instant approve/reject
- Sandbox wallet credits (no real deposits needed)
- Payout simulation with configurable outcomes
- Webhook events fire to your registered endpoints